Bank-level encryption, strict access controls, and a commitment to never selling your data.
When you trust Orange Capy with your financial information, we take that responsibility seriously. Here is exactly how we protect you.
Every piece of data transmitted between your device and Orange Capy's servers is encrypted using the same AES-256 standard trusted by the U.S. military, major banks, and Fortune 500 companies. This encryption would take billions of years to crack with current computing technology.
Orange Capy's infrastructure is hosted in SOC 2 Type II certified data centers. This certification means our systems have been independently audited for security, availability, processing integrity, confidentiality, and privacy — and passed.
Orange Capy accounts support multi-factor authentication (MFA), adding an extra layer of protection beyond your password. Even if someone obtains your credentials, they cannot access your account without the second verification step.
Orange Capy will never sell your personal information to third parties. Your data is used exclusively to provide and improve the Orange Capy service. This commitment is central to our privacy policy and our business model.
Our systems are monitored around the clock for suspicious activity, unauthorized access attempts, and potential vulnerabilities. Automated intrusion detection systems alert our security team to any anomalies in real time.
Orange Capy conducts periodic penetration testing and vulnerability assessments performed by independent security firms. These audits identify and address potential risks before they can affect our members.
Connecting your bank account to Orange Capy is necessary to verify your income and process advances and repayments. Here is what happens with that connection:
Orange Capy uses secure, read-only banking APIs to verify your account. This means we can confirm your identity and income deposits without storing your full banking login credentials on our servers.
All stored financial data is encrypted not just during transmission, but also at rest on our servers. Even in the unlikely event of a data breach, your information would be unreadable without the encryption keys, which are managed under strict access protocols.
Orange Capy collects only the data necessary to provide the cash advance service. We do not request or store information beyond what is needed for identity verification, income confirmation, and fund transfers.
Access to member data is limited to authorized personnel on a need-to-know basis. All employee access is logged, audited, and subject to regular review. No individual employee can access your complete financial profile without proper authorization and justification.
While Orange Capy takes every measure to secure your account, you play an important role too. Here are our recommendations: