/* ============================================
   Orange Capy USA — Global Stylesheet
   orangecapyusa.com
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Playfair+Display:wght@700&display=swap');

/* --- Reset & Base --- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --orange-500: #f97316;
  --orange-600: #ea580c;
  --orange-700: #c2410c;
  --orange-50: #fff7ed;
  --orange-100: #ffedd5;
  --dark: #0f172a;
  --dark-600: #1e293b;
  --dark-500: #334155;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --white: #ffffff;
  --green-600: #059669;
  --green-50: #ecfdf5;
  --red-500: #ef4444;
  --font-primary: 'Inter', system-ui, -apple-system, sans-serif;
  --font-display: 'Playfair Display', Georgia, serif;
  --max-w: 1200px;
  --radius: 8px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,.1);
  --shadow-lg: 0 10px 30px rgba(0,0,0,.12);
  --transition: .25s ease;
}

html { font-size: 16px; scroll-behavior: smooth; }
body {
  font-family: var(--font-primary);
  color: var(--dark-600);
  line-height: 1.7;
  background: #fef6ee url('background.jpg') center top / 800px repeat;
  -webkit-font-smoothing: antialiased;
  position: relative;
}
body::before {
  content: '';
  position: fixed;
  inset: 0;
  background: rgba(255,255,255,.8);
  pointer-events: none;
  z-index: 0;
}
body > * { position: relative; z-index: 1; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--orange-600); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--orange-700); }
ul, ol { list-style: none; }
h1, h2, h3, h4, h5 { line-height: 1.25; color: var(--dark); font-weight: 700; }
h1 { font-size: 2.75rem; }
h2 { font-size: 2rem; margin-bottom: 1rem; }
h3 { font-size: 1.375rem; margin-bottom: .75rem; }
h4 { font-size: 1.125rem; margin-bottom: .5rem; }
p { margin-bottom: 1rem; }

/* --- Layout --- */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 1.5rem; }
.section { padding: 5rem 0; }
.section--alt { background: transparent; }
.section--orange { background: transparent; }
.section--dark { background: #de9b49; color: var(--dark-600); }
.section--dark h2, .section--dark h3 { color: var(--dark); }
.section--dark p, .section--dark li, .section--dark span, .section--dark strong, .section--dark .article-meta { color: #44403c; }
.section--dark h2 { color: var(--dark); }
.section--dark .card { background: rgba(255,255,255,.85); border-color: var(--orange-100); }
.section--dark .card h3 { color: var(--dark); }
.section--dark .card p { color: #44403c; }
.section--dark .card__icon { color: var(--orange-600); }
.section--dark .btn--outline { color: var(--dark); border-color: rgba(0,0,0,.25); }
.section--dark .btn--outline:hover { background: rgba(255,255,255,.3); }
.section--dark .btn--primary { background: #7c2d12; color: var(--white); }
.section--dark .btn--primary:hover { background: #6c2710; }
.section--dark .text-center p { color: #44403c; }
.section--dark .faq-item { background: rgba(255,255,255,.85); border-color: var(--orange-100); }
.section--dark .faq-item summary { color: var(--dark); }
.section--dark .faq-answer { color: #44403c; }
.section--dark .review-card { background: rgba(255,255,255,.85); border-color: var(--orange-100); }
.section--dark .review-card__text { color: #44403c; }
.section--dark .review-card__author { color: var(--dark); }
.section--dark .review-card__meta { color: var(--gray-500); }
.section--dark .review-card__stars { color: #f97316; }
.section--dark a:not(.btn) { color: var(--white); text-decoration: underline; }
.section--dark table th { background: rgba(255,255,255,.15); color: var(--white); }
.section--dark table td { color: rgba(255,255,255,.9); border-color: rgba(255,255,255,.15); }
.section--dark .step__number { background: var(--white); color: var(--orange-600); }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
.text-center { text-align: center; }

/* --- Header / Nav --- */
.header {
  position: relative;
  z-index: 1000;
  background: #fff;
  border-bottom: 1px solid var(--gray-200);
}
.header__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: .875rem 1.5rem;
  max-width: var(--max-w);
  margin: 0 auto;
}
.header__logo {
  display: flex;
  align-items: center;
  gap: .625rem;
  font-weight: 800;
  font-size: 1.375rem;
  color: var(--dark);
}
.header__logo span { color: #7c2d12; }
.header__logo svg { width: 36px; height: 36px; }
.nav { display: flex; align-items: center; gap: 2rem; }
.nav a {
  color: #44403c;
  font-size: .9rem;
  font-weight: 500;
  transition: color var(--transition);
}
.nav a:hover { color: #7c2d12; }
.nav__cta {
  background: #7c2d12 !important;
  color: var(--white) !important;
  padding: .625rem 1.5rem;
  border-radius: var(--radius);
  font-weight: 600 !important;
}
.nav__cta:hover { background: #6c2710 !important; }

/* Mobile hamburger */
.hamburger { display: none; background: none; border: none; cursor: pointer; padding: .5rem; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--dark); margin: 5px 0; transition: var(--transition); }

/* --- Buttons --- */
.btn {
  display: inline-block;
  padding: .875rem 2rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  font-family: var(--font-primary);
  text-align: center;
}
.btn--primary { background: var(--orange-500); color: var(--white); }
.btn--primary:hover { background: var(--orange-600); color: var(--white); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn--outline { border: 2px solid var(--orange-500); color: var(--orange-600); background: transparent; }
.btn--outline:hover { background: var(--orange-500); color: var(--white); }
.btn--dark { background: var(--dark); color: var(--white); }
.btn--dark:hover { background: var(--dark-600); color: var(--white); }
.btn--large { padding: 1rem 2.5rem; font-size: 1.1rem; }
.btn--full { width: 100%; }

/* --- Hero --- */
.hero {
  padding: 6rem 0 8rem;
  background: #de9b49;
  overflow: hidden;
  color: var(--white);
  position: relative;
}
.hero__wave {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  line-height: 0;
}
.hero__wave svg {
  display: block;
  width: 100%;
  height: 80px;
}
.hero h1 {
  font-size: 3.25rem;
  font-family: var(--font-display);
  margin-bottom: 1.25rem;
  letter-spacing: -.02em;
  color: var(--white);
  text-shadow: 0 2px 4px rgba(0,0,0,.3), 0 4px 16px rgba(0,0,0,.15);
}
.hero h1 span { color: #fff; }
.hero p.lead {
  font-size: 1.2rem;
  color: rgba(255,255,255,.9);
  max-width: 540px;
  margin-bottom: 2rem;
  text-shadow: 0 1px 3px rgba(0,0,0,.25);
}
.hero .btn--primary { background: var(--white); color: var(--orange-600); }
.hero .btn--primary:hover { background: #FFF7ED; }
.hero .btn--outline { color: var(--white); border-color: rgba(255,255,255,.5); }
.hero .btn--outline:hover { background: rgba(255,255,255,.15); }
.hero__badges {
  display: flex;
  gap: 1.5rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}
.hero__badge {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .875rem;
  color: rgba(255,255,255,.95);
  font-weight: 500;
}
.hero__badge svg { color: #FED7AA; width: 20px; height: 20px; flex-shrink: 0; }
.hero__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.hero__phone {
  width: 280px;
  height: 540px;
  background: rgba(255,255,255,.2);
  border-radius: 36px;
  padding: 10px;
  box-shadow: 0 20px 60px rgba(0,0,0,.15);
  backdrop-filter: blur(4px);
}
.hero__phone-screen {
  width: 100%;
  height: 100%;
  background: #fff;
  border-radius: 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 2rem;
}
.hero__phone-screen .amount { font-size: 4rem; font-weight: 800; }
.hero__phone-screen .label { font-size: 1rem; opacity: .9; margin-top: .5rem; }

/* --- Steps Flow (Horizontal) --- */
.steps-flow {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: .25rem;
}
.steps-flow__item {
  flex: 1;
  text-align: center;
  max-width: 160px;
}
.steps-flow__icon {
  width: 56px;
  height: 56px;
  background: var(--orange-50);
  border: 2px solid var(--orange-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto .5rem;
  color: var(--orange-600);
}
.steps-flow__num {
  display: inline-block;
  background: var(--orange-500);
  color: var(--white);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  font-size: .75rem;
  font-weight: 700;
  line-height: 22px;
  text-align: center;
  margin-bottom: .35rem;
}
.steps-flow__title {
  font-size: 1rem;
  margin-bottom: .25rem;
  color: var(--dark);
}
.steps-flow__desc {
  font-size: .8rem;
  color: var(--gray-500);
  line-height: 1.5;
  margin: 0;
}
.steps-flow__arrow {
  color: var(--orange-100);
  padding-top: 1.1rem;
  flex-shrink: 0;
}
@media (max-width: 900px) {
  .steps-flow {
    flex-wrap: wrap;
    gap: 1rem;
  }
  .steps-flow__item {
    flex: 0 0 calc(33.33% - 1rem);
    max-width: none;
  }
  .steps-flow__arrow { display: none; }
}
@media (max-width: 600px) {
  .steps-flow__item {
    flex: 0 0 calc(50% - 1rem);
  }
}

/* --- About Section (Design 7 — Dark Premium) --- */
.section--about {
  background: #de9b49 url('background.jpg') center / 800px repeat;
  position: relative;
  color: var(--dark-600);
}
.section--about::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(222,155,73,.65);
  pointer-events: none;
}
.section--about > .container {
  position: relative;
  z-index: 1;
  background: rgba(255,255,255,.25);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  border-radius: 20px;
  padding: 3rem 2.5rem;
  border: 1px solid rgba(255,255,255,.3);
}
  color: var(--white);
  padding: 5rem 0;
}
.about__label {
  display: inline-block;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: 2px;
  color: #7c2d12;
  margin-bottom: .75rem;
}
.about__heading {
  font-size: 2.25rem;
  color: var(--dark);
  margin-bottom: 1.25rem;
  line-height: 1.2;
}
.about__text {
  color: #44403c;
  font-size: 1.05rem;
  margin-bottom: 1.5rem;
}
.about__text strong { color: var(--dark); }
.about__checks {
  display: flex;
  flex-direction: column;
  gap: .65rem;
  margin-bottom: 2rem;
}
.about__check-item {
  display: flex;
  align-items: flex-start;
  gap: .6rem;
  font-size: .95rem;
  color: #44403c;
}
.about__check-item a { color: #9a3412; text-decoration: underline; }
.about__check-item strong { color: var(--dark); }
.about__check-icon {
  width: 22px;
  height: 22px;
  min-width: 22px;
  background: rgba(249,115,22,.2);
  border-radius: 5px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FB923C;
  font-size: .75rem;
  font-weight: 700;
  margin-top: 2px;
}
.about__btns {
  display: flex;
  gap: .75rem;
  flex-wrap: wrap;
}
.about__btns .btn--primary { background: #9a3412; color: var(--white); }
.about__btns .btn--primary:hover { background: #7c2d12; }
.about__btns .btn--outline { border-color: rgba(0,0,0,.3); color: var(--dark); }
.about__btns .btn--outline:hover { background: rgba(0,0,0,.08); }
.about__image-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
}
.about__image {
  width: 100%;
  max-width: 380px;
  border-radius: 190px 190px 16px 16px;
  border: 4px solid rgba(249,115,22,.35);
  filter: drop-shadow(0 16px 40px rgba(58,40,20,.5));
}

/* --- Benefit Rows (2-col) --- */
.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
}
.benefit-row {
  background: rgba(255,255,255,.85);
  border: 1.5px solid var(--orange-100);
  border-radius: 12px;
  padding: 1.25rem;
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  transition: transform var(--transition), box-shadow var(--transition);
}
.benefit-row:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,.08);
}
.benefit-row__icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: var(--orange-50);
  border: 1.5px solid var(--orange-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--orange-600);
}
.benefit-row__title {
  font-size: 1.05rem;
  margin-bottom: .25rem;
}
.benefit-row__desc {
  font-size: .85rem;
  color: var(--gray-500);
  margin: 0;
  line-height: 1.6;
}
@media (max-width: 900px) {
  .benefits-grid { grid-template-columns: 1fr; }
}

/* --- Eligibility Cards --- */
.elig-cards {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.elig-card {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  padding: 1.1rem 1.25rem;
  display: flex;
  gap: 1rem;
  align-items: center;
}
.elig-card__icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: rgba(249,115,22,.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FB923C;
}
.elig-card__sub {
  font-size: .85rem;
  color: rgba(255,255,255,.5);
}
.elig-image-wrap {
  border-radius: 16px;
  overflow: hidden;
  margin-bottom: .75rem;
}
.elig-image {
  width: 100%;
  height: 320px;
  object-fit: cover;
  display: block;
}
.elig-pills {
  display: flex;
  gap: .5rem;
}
.elig-pill {
  flex: 1;
  background: rgba(255,255,255,.5);
  border-radius: 10px;
  padding: .75rem 1rem;
  text-align: center;
  font-size: .85rem;
  font-weight: 600;
  color: #7c2d12;
  transition: background var(--transition);
}
.elig-pill:hover {
  background: rgba(255,255,255,.7);
  color: #7c2d12;
}

/* --- Use Case Cards (Image Top) --- */
.usecase-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--orange-100);
  transition: transform var(--transition), box-shadow var(--transition);
}
.usecase-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0,0,0,.1);
}
.usecase-card__img {
  height: 180px;
  overflow: hidden;
  background: linear-gradient(135deg, var(--orange-100), var(--orange-50));
}
.usecase-card__img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.usecase-card__body {
  padding: 1.25rem;
}
.usecase-card__body h3 {
  font-size: 1.2rem;
  margin-bottom: .5rem;
}
.usecase-card__body p {
  font-size: .9rem;
  color: var(--gray-500);
  margin: 0;
}

/* --- Cash Advance Pills & Table --- */
.ca-pills {
  display: flex;
  flex-wrap: wrap;
  gap: .4rem;
  margin-bottom: 1.5rem;
}
.ca-pill {
  display: inline-block;
  padding: .3rem .75rem;
  border-radius: 99px;
  font-size: .8rem;
  font-weight: 500;
}
.ca-pill--green {
  background: rgba(5,150,105,.15);
  color: #065f46;
}
.ca-table {
  background: rgba(255,255,255,.5);
  border-radius: 12px;
  padding: 1.25rem;
  border: 1px solid rgba(0,0,0,.1);
}
.ca-table table {
  width: 100%;
  border-collapse: collapse;
  font-size: .85rem;
}
.ca-table th {
  text-align: left;
  padding: .5rem .4rem;
  color: var(--gray-500);
  font-weight: 500;
  font-size: .75rem;
  border-bottom: 1px solid rgba(0,0,0,.1);
}
.ca-table th:not(:first-child) { text-align: center; }
.ca-table td {
  padding: .45rem .4rem;
  border-bottom: 1px solid rgba(0,0,0,.06);
  color: #44403c;
}
.ca-table tr:last-child td { border-bottom: none; }
.ca-table .ca-good {
  text-align: center;
  color: #059669;
  font-weight: 600;
}
.ca-table .ca-bad {
  text-align: center;
  color: #dc2626;
}
.ca-table h3 { color: var(--dark); }

/* --- Cards --- */
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card__icon {
  width: 52px;
  height: 52px;
  background: var(--orange-50);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--orange-600);
}
.card__icon svg { width: 26px; height: 26px; }

/* --- Trust Pills --- */
.trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: #FFF7ED;
  border: 1px solid #FDBA74;
  border-radius: 99px;
  padding: 6px 16px;
  font-size: .8rem;
  color: #9A3412;
  font-weight: 500;
  white-space: nowrap;
}

/* --- Steps --- */
.step {
  display: flex;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}
.step__number {
  width: 48px;
  height: 48px;
  min-width: 48px;
  background: var(--orange-500);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.125rem;
}
.step__content h3 { margin-bottom: .375rem; }
.step__content p { color: var(--gray-500); margin-bottom: 0; }

/* --- FAQ Accordion --- */
.faq-item {
  border-bottom: 1px solid var(--gray-200);
  padding: 1.25rem 0;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--dark);
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 1.5rem;
  color: var(--orange-500);
  font-weight: 400;
  transition: transform var(--transition);
}
.faq-item[open] summary::after { content: '−'; }
.faq-item .faq-answer {
  padding-top: .75rem;
  color: var(--gray-500);
  line-height: 1.8;
}

/* --- Reviews --- */
.review-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
}
.review-card__stars { color: var(--orange-500); margin-bottom: .75rem; font-size: 1.125rem; }
.review-card__text { font-style: italic; color: var(--dark-500); margin-bottom: 1rem; }
.review-card__author { font-weight: 600; color: var(--dark); font-size: .9rem; }
.review-card__meta { font-size: .8rem; color: var(--gray-400); }

/* --- Blog Cards --- */
.blog-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: box-shadow var(--transition), transform var(--transition);
}
.blog-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.blog-card__thumb {
  height: 200px;
  background: linear-gradient(135deg, var(--orange-100), var(--orange-50));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
}
.blog-card__body { padding: 1.5rem; }
.blog-card__tag {
  display: inline-block;
  background: var(--orange-50);
  color: var(--orange-600);
  font-size: .75rem;
  font-weight: 600;
  padding: .25rem .75rem;
  border-radius: 20px;
  margin-bottom: .75rem;
}
.blog-card__title { font-size: 1.125rem; margin-bottom: .5rem; }
.blog-card__title a { color: var(--dark); }
.blog-card__title a:hover { color: var(--orange-600); }
.blog-card__excerpt { font-size: .9rem; color: var(--gray-500); margin-bottom: .75rem; }
.blog-card__date { font-size: .8rem; color: var(--gray-400); }

/* --- Article --- */
.article { max-width: 760px; margin: 0 auto; }
.article h1 { font-size: 2.25rem; margin-bottom: 1rem; }
.article .article-meta { color: var(--gray-400); font-size: .9rem; margin-bottom: 2rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--gray-200); }
.article h2 { font-size: 1.5rem; margin-top: 2.5rem; margin-bottom: .75rem; }
.article h3 { font-size: 1.25rem; margin-top: 2rem; }
.article p { max-width: 65ch; }
.article ul, .article ol { padding-left: 1.5rem; margin-bottom: 1.25rem; }
.article li { margin-bottom: .5rem; color: var(--dark-500); list-style: disc; }
.article ol li { list-style: decimal; }
.article blockquote {
  border-left: 4px solid var(--orange-500);
  padding: 1rem 1.5rem;
  background: var(--orange-50);
  margin: 1.5rem 0;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-style: italic;
  color: var(--dark-500);
}
.article .expert-box {
  background: var(--green-50);
  border: 1px solid #a7f3d0;
  border-radius: var(--radius);
  padding: 1.5rem;
  margin: 2rem 0;
}
.article .expert-box strong { color: var(--green-600); }

/* --- Author Bio (E-E-A-T) --- */
.author-bio {
  display: flex;
  gap: 1.25rem;
  padding: 1.5rem;
  background: var(--gray-100);
  border-radius: var(--radius);
  margin-top: 3rem;
}
.author-bio__avatar {
  width: 64px;
  height: 64px;
  min-width: 64px;
  background: var(--orange-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--orange-600);
}
.author-bio__name { font-weight: 700; color: var(--dark); }
.author-bio__title { font-size: .85rem; color: var(--gray-500); margin-bottom: .5rem; }
.author-bio__text { font-size: .875rem; color: var(--dark-500); margin-bottom: 0; }

/* --- Form --- */
.form-group { margin-bottom: 1.25rem; }
.form-group label {
  display: block;
  font-weight: 600;
  font-size: .9rem;
  margin-bottom: .375rem;
  color: var(--dark);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: .75rem 1rem;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius);
  font-size: 1rem;
  font-family: var(--font-primary);
  color: var(--dark-600);
  transition: border-color var(--transition), box-shadow var(--transition);
  background: var(--white);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--orange-500);
  box-shadow: 0 0 0 3px rgba(249,115,22,.15);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-note { font-size: .8rem; color: var(--gray-400); margin-top: .25rem; }
.form-card {
  max-width: 640px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-200);
}

/* --- Breadcrumb --- */
.breadcrumb {
  padding: 1rem 0;
  font-size: .85rem;
  color: var(--gray-400);
}
.breadcrumb a { color: var(--gray-500); }
.breadcrumb a:hover { color: var(--orange-600); }
.breadcrumb span { margin: 0 .375rem; }

/* --- Blog Tag & Author --- */
.blog-tag {
  display: inline-block;
  background: var(--orange-50);
  color: var(--orange-600);
  font-size: .75rem;
  font-weight: 600;
  padding: .2rem .65rem;
  border-radius: 99px;
  margin-bottom: .5rem;
}
.blog-author {
  display: block;
  font-size: .8rem;
  color: var(--orange-600);
  font-weight: 500;
  margin-top: .75rem;
}

/* --- Trustpilot-Style Reviews --- */
.tp-header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .75rem;
}
.tp-logo {
  display: flex;
  align-items: center;
  gap: .5rem;
}
.tp-logo__text {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--dark);
  letter-spacing: -.02em;
}
.tp-score { text-align: center; }
.tp-stars { display: flex; gap: 2px; justify-content: center; margin-bottom: .25rem; }
.tp-star {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: #00b67a;
  color: #fff;
  font-size: 1rem;
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%);
}
.tp-star--half {
  background: linear-gradient(90deg, #00b67a 60%, rgba(0,0,0,.1) 60%);
}
.tp-rating { font-size: .9rem; color: var(--dark-600); }
.tp-count { font-size: .8rem; color: #44403c; }
.tp-card {
  background: rgba(255,255,255,.88);
  border: 1.5px solid var(--orange-100);
  border-radius: 12px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition);
}
.tp-card:hover { transform: translateY(-3px); box-shadow: 0 8px 24px rgba(0,0,0,.08); }
.tp-card__stars {
  color: #00b67a;
  font-size: 1.1rem;
  letter-spacing: 2px;
  margin-bottom: .5rem;
}
.tp-card__title {
  font-size: 1rem;
  color: var(--dark);
  margin-bottom: .5rem;
  line-height: 1.35;
}
.tp-card__text {
  font-size: .875rem;
  color: var(--gray-500);
  line-height: 1.65;
  flex: 1;
  margin-bottom: 1rem;
}
.tp-card__text strong { color: var(--dark); font-weight: 600; }
.tp-card__footer {
  display: flex;
  align-items: center;
  gap: .75rem;
  margin-bottom: .5rem;
}
.tp-card__avatar {
  width: 36px;
  height: 36px;
  min-width: 36px;
  background: rgba(249,115,22,.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .75rem;
  font-weight: 700;
  color: #FB923C;
}
.tp-card__name {
  font-weight: 600;
  color: var(--dark);
  font-size: .85rem;
}
.tp-card__meta {
  font-size: .75rem;
  color: var(--gray-500);
}
.tp-verified {
  color: #00b67a;
  font-weight: 600;
}
.tp-card__date {
  font-size: .7rem;
  color: var(--gray-300);
}

/* --- Footer --- */
.footer {
  background: #fff;
  color: #44403c;
  padding: 4rem 0 2rem;
  border-top: 1px solid var(--gray-200);
}
.footer > .container { position: relative; z-index: 1; }
.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer__brand h3 { color: var(--dark); margin-bottom: .75rem; }
.footer__brand h3 span { color: #7c2d12; }
.footer__brand p { font-size: .9rem; max-width: 320px; }
.footer h4 { color: var(--dark); font-size: .9rem; margin-bottom: 1rem; text-transform: uppercase; letter-spacing: .05em; }
.footer ul li { margin-bottom: .5rem; }
.footer ul a { color: #44403c; font-size: .9rem; }
.footer ul a:hover { color: #7c2d12; }
.footer__bottom {
  border-top: 1px solid rgba(0,0,0,.15);
  padding-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: .8rem;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer__legal a { color: #44403c; margin-left: 1.5rem; }
.footer__legal a:hover { color: #7c2d12; }

/* --- Disclosure / Compliance --- */
.disclosure {
  background: var(--gray-100);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  font-size: .8rem;
  color: var(--gray-500);
  line-height: 1.7;
  margin-top: 2rem;
}

/* --- Page Header --- */
.page-header {
  padding: 4rem 0 3rem;
  background: #de9b49;
  text-align: center;
}
.page-header h1 { color: var(--dark); }
.page-header p { color: #44403c; }
.page-header h1 { margin-bottom: .75rem; }
.page-header p { color: var(--gray-500); font-size: 1.1rem; max-width: 600px; margin: 0 auto; }

/* --- CTA Banner --- */
.cta-banner {
  background: #3d2e1e;
  padding: 4rem 0;
  text-align: center;
  color: var(--white);
}
.cta-banner h2 { color: var(--white); margin-bottom: .75rem; }
.cta-banner p { color: rgba(255,255,255,.8); margin-bottom: 1.5rem; font-size: 1.1rem; }
.cta-banner .btn { background: #f97316; color: var(--white); }
.cta-banner .btn:hover { background: #ea580c; }

/* --- Responsive --- */
@media (max-width: 900px) {
  .grid-2, .grid-3, .footer__grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  h1 { font-size: 2rem; }
  .hero h1 { font-size: 2.25rem; }
  .hero { padding: 3rem 0 5rem; }
  .section { padding: 3.5rem 0; }
  .nav { display: none; }
  .hamburger { display: block; }
  .nav--open { display: flex; flex-direction: column; position: absolute; top: 100%; left: 0; right: 0; background: #fff; padding: 1rem 1.5rem; border-bottom: 1px solid var(--gray-200); box-shadow: var(--shadow-md); }
  .hero__phone { width: 220px; height: 420px; }
  .hero__visual { margin-top: 2rem; }
}
@media (max-width: 600px) {
  .trust-bar { gap: 1.5rem; }
  .form-card { padding: 1.5rem; }
}

/* Subtitle text color adapts to section bg */
.section .subtitle { color: var(--gray-500); }
.section--dark .subtitle { color: rgba(255,255,255,.7); }
